Reviewed 15 Oct 2026

Stack for a SaaS MVP: builder, database, payments, and monthly cost

For a non-coder, the default is Lovable, Supabase, Vercel, and Stripe. Swap the builder if you write code. The totals below are flat fees only. Stripe's card fee is extra and is not in the total.

That verdict is Kritelo's judgement. The prices are not.

A SaaS MVP needs a way to build the screens, a place for data, a host, and a way to charge. It does not need a cache, a second analytics suite, or a writing tool.

Vercel Hobby is personal and non-commercial. If the MVP is a business, the launch column is the one to read. Supabase free projects pause after a week of inactivity, which is a bad surprise for something customers use.

Not researched in the validation report.

Money noteCommission does not change this stack. None of the links on this page are affiliate links. How Kritelo makes money
Recommended stack4 picked · 3 passed
ABuilder or editor· 1 picked · 2 passed
LovableFree, then Pro, 100 credits

Lovable is a fit for this role. You describe the app in chat and Lovable builds a web app. The docs say you do not need technical knowledge to start.

Picked
US$0while you buildOpen Lovable
Bolt (not picked) Why not Bolt? Bolt is the alternative. Token use grows with the size of the project, because Bolt syncs the file system to the model.
Passed
Framer (not picked) Why not Framer? Framer is the alternative. Framer says the free plan is for non-commercial use, and a custom domain needs a paid plan.
Passed
BDatabase· 1 picked · 0 passed
SupabaseFree, then Pro

Supabase is a fit for this role. Supabase is hosted Postgres plus auth, file storage, and APIs. A project can be used as a normal Postgres database.

Picked
US$0while you buildOpen Supabase
CHosting· 1 picked · 1 passed
VercelHobby, then Pro

Vercel is a fit for this role. Vercel hosts Next.js and other web apps, with preview deploys and a global network.

Picked
US$0while you buildOpen Vercel
Netlify (not picked) Why not Netlify? Netlify is the alternative. Plans are credit-based. Bandwidth, builds, and compute spend credits, so a busy site can cost more than the subscription.
Passed
DPayments· 1 picked · 0 passed
StripeStandard online cards

Stripe is a fit for this role. Stripe takes card payments. On standard pricing there is no monthly fee and no setup fee.

Picked
Usagenot a flat monthly feeOpen Stripe
Cost ledger
Monthly costs per tool, in US dollars, from the Kritelo database.
ToolWhile you buildAt launch
LovableFree, then Pro, 100 creditsUS$0US$25
SupabaseFree, then ProUS$0US$25
VercelHobby, then ProUS$0US$20
StripeStandard online cards
While you buildUS$0/mo
At launchUS$70/mo
Picks that pay us: 0 of 4. Prices exclude tax unless the source says otherwise. Usage fees are listed here and left out of the flat total.

Questions

Why Stripe and not the builder's checkout?

Stripe's standard pricing has no monthly fee. The cost is 2.9% plus 30 cents on a successful online card charge. That rate is on Stripe's pricing page and in the card below.

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