Reviewed 15 Oct 2026
Stack for a SaaS MVP: builder, database, payments, and monthly cost
For a non-coder, the default is Lovable, Supabase, Vercel, and Stripe. Swap the builder if you write code. The totals below are flat fees only. Stripe's card fee is extra and is not in the total.
That verdict is Kritelo's judgement. The prices are not.
A SaaS MVP needs a way to build the screens, a place for data, a host, and a way to charge. It does not need a cache, a second analytics suite, or a writing tool.
Vercel Hobby is personal and non-commercial. If the MVP is a business, the launch column is the one to read. Supabase free projects pause after a week of inactivity, which is a bad surprise for something customers use.
Not researched in the validation report.
Lovable is a fit for this role. You describe the app in chat and Lovable builds a web app. The docs say you do not need technical knowledge to start.
Supabase is a fit for this role. Supabase is hosted Postgres plus auth, file storage, and APIs. A project can be used as a normal Postgres database.
Vercel is a fit for this role. Vercel hosts Next.js and other web apps, with preview deploys and a global network.
Stripe is a fit for this role. Stripe takes card payments. On standard pricing there is no monthly fee and no setup fee.
| Tool | While you build | At launch |
|---|---|---|
| LovableFree, then Pro, 100 credits | US$0 | US$25 |
| SupabaseFree, then Pro | US$0 | US$25 |
| VercelHobby, then Pro | US$0 | US$20 |
| StripeStandard online cards | Usage | Usage |
Questions
Why Stripe and not the builder's checkout?
Stripe's standard pricing has no monthly fee. The cost is 2.9% plus 30 cents on a successful online card charge. That rate is on Stripe's pricing page and in the card below.